Digitization & Cognitive Process Automation bank statement analysis & risk scoring for loan processing
Using proprietary computer vision, computational geometry and machine learning algorithms, ZapSkore reads and analyses bank statements and tax returns to build risk scores, in under two minutes.
It extracts and tabulates key information such as salary credits, expenses, Loan EMIs, cheque defaults, etc. from bank statements; and gross incomes, expenses, profits etc. from ITRs. ZapSkore can process PDF files as well as scanned images in jpg or png formats. Using advanced analytical models, it then builds meaningful insights about the loan applicant and assigns a risk score to enable you make better disbursement decisions.